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How To Play The Baccarat Casino Game

The basic online baccarat rules are the same as those for North American Baccarat or the Punto Banco Baccarat Variation. The aim to reach 9 points total with your hand. Each player can receive a maximum of three cards and after that the closest to 9 is the winner. Unlike blackjack there is no busting in baccarat as it has its own unique set of card values. A 10 or face card has the value of zero.

Similarly, when you do exceed a total of nine you must drop the first digit of the point total since the hand values cannot go above 9. For example, if you receive a 3, a 2 and a 9 then you're point total is 14. Then drop the first digit and that's your hand value is 4.

The dealer gives two cards each to the each of the baccarat players and the banker gets two as well.

Baccarat Betting Rounds
There are only three bets in the game of baccarat, which are:

Bank - This is a bet on the hand of the person dealing. This bet is taxed a 5% commission if it wins, because it wins more often.
Player - this is the other hand. There is no commission for a win on this hand, but it wins less often.
Tie - This pays 8 to 1 odds in the event that both hands have the same value.
Gameplay
Let’s assume a single player is playing against the bank. The dealer deals out two to himself which are face down. The player then receives two cards of his own. If the player has a four or less he takes a third and final card. Similarly the bank does same and the closest to 9 is the winner.

The baccarat rules for card drawing are set by the rules of the game and are unimportant to know. Knowing them or not does not affect the outcome of the game, but it can't hurt to read them.

Baccarat requires little skill to play, and online baccarat make the game ideal for beginners. While the casinos may reserve baccarat tables for high rollers, at the online casinos there are no velvet ropes or separate rooms, and you can play online baccarat as you wish with ease and comfort.

Punto Banco is not really a variant of baccarat. It is the European name for the standard American version of Baccarat as found on most online baccarat sites. While different house rules could vary, Punto Banco is, in essence, what the French name for American Baccarat. There are just a few differences that have little outcome on play, and are listed later in this article.

the Punto Banco Baccarat variant has the standard Player vs Banker rules that should be famillar to most players.

Differences in the Punto Banco variant:

All the cards are dealt face-up
Terms are different (and French): a shoe is a "sabot", a player is a "punter" and the dealer is a "croupier."
Tie payoffs may not be more than 25% of table max.
The croupier burns cards at the beginning of a new shoe. He pulls out a card, and removes that many cards from the shoe before they are dealt. For example, if he draws a four, four cards are removed from play to discourage card counting.

The Baccarat Table Layout

One of the first things you should learn about how to play baccarat is knowing the baccarat table layout. Being familiar with it can help you avoid silly beginners' mistakes such as placing your bets at the wrong place or not paying your commission.

This section is written for the use of land-based baccarat casino games. Learning how to play online baccarat does not require you to know the baccarat table layout as everything is done automatically although it can't hurt.

Understanding the Baccarat Table
Baccarat tables are easy to understand: you have numbered spots for each seat. Some baccarat layouts offer room for 24 players, some for 16, but in all of them you cannot find "Seat 13" as it is thought to be unlucky. You sit and place your bet in the appropriate spot.

To make sure that you are familiar and comfortable playing at the baccarat table before you venture into a casino, you can download free online baccarat games and practice using our selected baccarat casinos and get familar with the layout before you play with real money.

On the appropriate spot you have three places to place your bets: on the place marked "Player", "Banker" or "Tie". A line would separate between each betting option. On some baccarat layouts there would be small circles printed on the layout where can place your bets, such marks usually help players not to place bets at wrong locations during the game.

On the baccarat layout there is also a spot for the commission, which is a 5% of each winning Banker-bet you make. For example, when you win on a $30 Banker bet then the caller would place $1.5 in chips on the commission spot in front of you. This is made to remind you, in an elegant way, that you owe the house the 5% of your winning bet. This is done automatically in online baccarat.

After you and all the other players have placed your bets the game begins. Most baccarat variants such as Chemin de Fer and the popular American variant Punto Banco use the same baccarat table layout. Small changes might appear on the layouts at different casinos, but that's only a matter of style. The basics of the baccarat table layout are always the same.

Around the Baccarat Table
In front of you there would be the baccarat caller. He is the casino employee that oversees the game. He knows the exact rules and announces the moves made during the game. The caller tells players when they must hit and stand; he collects commissions and informs players on their status during the session.

To the callers left and right there's a dealer standing. He is responsible for the players sitting at his side of the baccarat table. The dealer transfers cash money into chips for players and players can ask him for any kind of help. You can ask the dealer for a pen and paper to keep track on your bets, and you may request from him a copy of the table's rules of baccarat.